hackers summer

The Hacker’s Summer Guide: Frameworks and Libraries – Part 2

0 comments / July 30, 2015

Where I live people say “The sun that doesn’t rise in the sky, rises in our hearts”. We’re in the middle of Summer and this has never been so true. I don’t know about your place but if you barely remember what sunny means I’ve got good news for you. Our training plan doesn’t require outside workouts.

In the first part I showed you a list of cool languages you should definitely try. But as every developer I want to be productive so I also have plenty of frameworks and libraries in my tool belt helping me in my daily work.

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disputes and chargebacks

A Quick Guide To Resolving Disputes and Reducing Chargebacks

0 comments / July 28, 2015

As an online business owner chargebacks are never wanted, but the reality is that they happen from time by time and they’re something you should be prepared for. In this blog post we’ll explain how to help avoiding disputes and chargebacks before they happen.

What is a chargeback?

A chargeback occurs when your customer initiates the return of their funds through their bank which usually happens due to fraud. As a merchant you have to accept the chargeback first, since the chargeback is issued directly by the bank. However later in this article you will find ways how to deal with them and resolve them.

So what are reasons for chargebacks and how to reduce them?

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What SaaS Startups Need To Look For In An Online Payments Solution

0 comments / July 24, 2015

In 2015, the number of marketing technology companies increased from 947 to 1875 – that’s a massive growth of 98% in just 12 months! What’s more, global SaaS revenues are projected to reach $106 billion in 2016, an increase of 21% from 2015 spending levels.

But while we witness the growth of SaaS, one of the things they all have in common is that they operate under a subscription based model and will need to choose a solution which helps them process online payments.

But what’s the best tool to start accepting payments online for your SaaS startup? In this blog post we’ll explain what you need to look for in your online payments solution.

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How To Be EU VAT Compliant And Automate Your Invoicing With PAYMILL and Quaderno

0 comments / July 21, 2015

Editor’s note: This is a guest post by Carlos Hernandez, founder of Quaderno

The new VAT rules in the EU came into force in January 2015, and they’re piling more paperwork and stress on startups and small businesses. Just to remind you: the new VAT rules mean you have to charge VAT based on where your customers are located, not where your business is located, a change that could see you dealing with 28 different rates of VAT.

In the past, VAT was charged at the rate of the vendor’s home country. Making the VAT you pay dependent on your country meant that large companies like Amazon and Apple would register corporate headquarters in virtually-taxless Luxembourg, which is a big reason for the new rules.

From January 2015 on, VAT has to be charged at the rate of the purchaser’s home country. Not such a big change, right? Well, before your online business only had to charge VAT at one rate. Since some EU countries have different VAT rates for different items there are potentially 28 VAT rates across the EU, and if you sell a digital product or service (a category which includes software, ebooks, and more) you have to be ready to charge them all.

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learning new programming language

The Hacker’s Summer Training Guide – Part 1

2 comments / July 16, 2015

Summer has come and we see summer workout plans popping all over the web. It’s true that it’s a great time to put your body in shape. But your brain as a muscle needs practice so you should not forget about training it.

I’m no fitness coach and I leave it up to you for the physical part but I’ll share with you a summer program for the latter.

Why would you need training?

We developers have the chance to work in an exciting field. Things are moving fast, new languages and frameworks are popping out regularly, sometimes a bit too much (I’m looking at you JavaScript community).

Never being bored is great but the downside is that we need to constantly update our knowledge and skills if we want to stay in the game and not get outdated and be replaced by newer versions aka “young graduates”.

So in other words: Practice, upgrade your skills and learn new ones.

Learning Programming Languages

Learning new languages is always beneficial. Whether it’s for getting new jobs opportunities or for your own culture.

Let me tell you something that might surprise you. The only way to be an expert in your preferred technology is to know different ones. I’m not telling you to scatter yourself around but just to open yourself to others ways of thinking.

And you never know. This odd language you learnt for fun because it had no “real world” purpose might become the next big thing in your field.

Look at the functional programming trend. Functional languages have been around for decades and people with a beard less than twenty centimetres long didn’t care. Now hipsters have long beards and web developers want to go functional.

In this post I’m going to share with you my personal selection of cool languages.

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online payments authentication

How The New EU Payment Service Directive Affects Your Online Business

0 comments / July 14, 2015

The European Commission is adopting the Payment Services Directive 2 (PSD2), which represents a major policy development set to impact the European payments industry by introducing stronger authentication practices.

According to a recent study by the EHI Retail Institute (in German) many online retailers favour strong authentication for security reasons, but don’t want to see a drop in conversion and having an easy to use checkout process is still ranks as the most important factor.

With European online trade set to reach €180 billion and grow by almost 20%, the importance of e-commerce is increasing with more customers preferring to purchase on the web and the increase of online shops being established. Due to this rapid growth, a new payment service directive of the European Banking Authority was published to enhance security for online payments.

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accepting online payments in europe

Top Resources To Help You Become An Online Payments Expert

0 comments / July 3, 2015

The financial technology (fintech) industry is rapidly evolving and primed for disruption. According to CB Insights, funding for payment startups is on course for yet another record year, which means there’s always something happening in the world of online payments and fintech.

To help you stay updated on all the latest development in this exciting industry, we’ve gathered a few resources you’ll find useful and help you become an expert in online payments.

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shopping online

7 Surprising Statistics To Help Reduce Your Shopping Cart Abandonment Rate

0 comments / June 29, 2015

Did you know that the average shopping cart abandonment rate is a massive 68.53%? That means more than half the people who proceed to checkout on your e-commerce website do not complete their orders. That’s a huge amount of money to be left on the table, especially when you consider the amount of effort you’ve put into attracting them to your online shop.

So we decided to investigate what factors are contributing to that high abandonment rate, and researched ways that could help reduce it and increase your conversions.

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online shopping from social

How To Use Social Media For Your E-Commerce Business

0 comments / June 18, 2015

With European online retail sales expected to soar to €233.9 billion in 2018 and the process of setting up an online shop made easy – there’s never been a better time to sell things online.

However, the ease of setting up an online shop means just about anybody can do it, and that makes your marketing and branding essential for setting your business apart from the herd.

While you most likely won’t have millions to invest in advertising campaigns – social media has made it possible for businesses to reach thousands of people organically. People, who according to a poll of 170 000 internet users by GlobalWebIndex, spend 28% (average 1.72 hours a day) of their time online on social networks. Making social media a channel you can’t afford to miss when it comes to marketing your e-commerce website.

Which begs the question, which social networks should you be on? And what should you be posting to engage your target audience – and drive sales to your e-commerce website?

In this post we’ll take a look at the main social networks you should be active and give you a list of things you can do.

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Introducing PayPal and Card Payments in One API

0 comments / June 10, 2015

Today we’re extremely excited to introduce our PayPal integration to the PAYMILL API!

Around the world, credit and debit cards are the most widely used payment method, but they are definitely not the only one. The volume of payments processed through digital wallets is increasing dramatically, and gives your customers an easy way to pay for your products.

Digital wallets encourage your customers to checkout more often by ensuring they are able to choose from a selection of  payment methods that is most convenient for them. This is particularly apparent on mobile checkouts, where the ease of not having to manually input card details is a huge benefit to your customers.

Lately, we’ve been working very hard to enable online shops to easily add the largest one of these, PayPal.

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